Department Store Credit Cards and Department Gift Cards
List of Department Stores
Department Store Credit Cards and Department Cards
Everything you need to know about the Store Credit Cards!
If you’ve ever wondered what exactly Department Store Credit Cards are popular, their pros & cons along with the top 3 store credits cards you can look at, this post is for you.
What is Dept. Store Credit Card?
A Dept. store credit card is, essentially, a credit card that offers additional discounts on your purchases every time you shop at the store you hold the store credit card for.
The concept of the Store credit cards was initiated by the departmental stores at the beginning and picked up by other stores later. Store Credit Cards offer several discounts and other incentives every time you make a purchase at the store. Most applicants are applying for instant approval department store cards.
How do they work?
- Similar to the traditional credit card, a store credit card allows you to make purchases on the card that you can clear off over a period of time
- The interest rates on the store credit cards are generally higher than the traditional card
- Examples of cards and coupons: Finish Line, Bath and Body Store Coupons
Pros of the Store Credit Cards
Some of the benefits of Store Credit Cards are-
- Benefit of regular discounts at the store
- Freedom to buy anything anytime
- Sign up discount offer at most stores
Cons of the Store Credit Cards
- Store credit cards generally come at much higher interest rates
- Fewer benefits as compared to the traditional credit cards such as low credit limit
Top 3 Store Credit Cards of 2017 reviewed for you
The benefits of Amazon prime Store Card are-
- No annual fee
- Unlimited 5% back credit on the purchase of all Amazon.com products
- 0% promotional financing from 6 to 24 months on purchases totaling $149 or more
- Costco Anywhere Visa Card by Citi
The benefits of Costco Anywhere Visa Card by Citi are
- Benefit of 4% cash back on gas purchases on up to $7,000 in spending annually
- 2% cash back on all Costco purchases and 3% cash back on restaurants and travel
- This store card can be used anywhere Visa is accepted
- Target RED card
The benefits of Target RED card are-
- Free shipping at Target.com
- Benefit of 5% discount on all Target purchases, and 30 extra days for returns
- Users can get the value out of the accumulated rewards points on the card upfront instead of redeeming them later
- No annual fee
Barneys Credit Card
Barneys New York – Barney’s is a luxury retailer known for its top designer products, women and men’s accessories, shoes, jewelry, cosmetics, fragrances, and home goods.
APR: 23.99%
Card Benefits: Complementary Valet Parking Pass, Exclusive pre-sale shopping events.
Plus, enjoy these exclusive benefits:
• Exclusive pre-sale shopping days
• Private in-store shopping events
• Complimentary valet**
• Receive a $50 credit towards alterations for every $500 spent on full-price purchases using the Barneys New York credit card
• Complimentary glass of wine***
• Access to personal shopping service through a dedicated private phone number
• Select complimentary in-store beauty services****
• Receive six months special financing on jewelry purchases*****
Belk Credit Card
Belk is a retail dept. store that offers apparel for woman, men, juniors, and kids. Belk also carries jewelry, watches, home goods, shoes and beauty products. Belk offers a Big and tall section for customers online and at store locations.
APR: 24.49%
Card Benefits: Belk credit card offers a great rewards program for card holders.
1 point for every $1 in merchandise purchases**
•Every 400 points=$10 Belk Reward Dollars**
•35 exclusive savings days each year
•Special Extra Points Events
•Receipt-free returns
•Online account management at www.belkcredit.com
•No annual fee
•Zero fraud liability
Bealls Credit Card
Bealls Department Store now operates more than 70 store locations in the state of Florida in addition to BeallsFlorida.com
APR:24.99%
Card Benefits: Bealls offers a rewards program that builds and saves you money the more you spend.The Benefits of Membership:
Preferred:
•$10 Payback Reward for every $250 you spend*
•$10 Birthday Reward
•Christmas Reward
•Two Personal Sale Days each year
•Advance Notice of Sales
•Exclusive Money Saving Coupons 6x’s per year
•Super Charged Savings Days
•Extended Shopping Hours Events
Platinum:
All Preferred Benefits, plus:
•FREE shipping on special orders & online purchases
•Exclusive Money Saving Coupons 12x’s per year
•$20 Birthday Reward ($10 Preferred Reward + additional $10 for being Platinum)*
Bloomingdale’s Credit Card
Bloomingdale’s Department Store offers a full range of services to meet your needs, including Size Charts, Check Gift Card Balance, Personal Shoppers and Studio Services.
APR: Will vary with the market based on prime rate.
Card Benefits: Open a Bloomingdale’s card and get 10% off. Enjoy additional perks, points, and privileges.
You can earn 6 points per dollar in cosmetics and fragrances when you shop with this card.
Apply For a Bloomingdale’s Card
When you open a Bloomingdale’s card and use it to pay for your purchases, earning Loyalist points and Reward Cards is faster. We’ll link your new card to your Loyalist account, so anytime you pay with your Bloomingdale’s card, you’ll earn three points for every dollar you spend. Getting a $25 Reward Card takes no time at all
Bon Ton Credit Card
Bon-Ton Department Store consistently offers a wide selection of unique and limited-distribution merchandise and competitively priced national and private brands tailored to the lifestyle needs of our customer.
APR: 24.99%
Card Benefits: Spend $200 and earn a $20 rewards card. Use $20 rewards card on almost any purchase of $50 or more.
Earn It!*
Spend $200 and earn a $20 Rewards Card. Use your $20 Rewards Card on almost any purchase of $50 or more
•Double It!*
Spend $200 and earn two $20 Rewards Cards when you shop in store and online within a calendar month OR purchase in a featured department plus any other department in a calendar month
•Stack It!*
Combine your Rewards Cards to Save even more
Boscov’s Credit Card
Boscov’s is one of the most popular department stores on the east coast. Boscov’s offers brand-name merchandise for men, women and children. Specializes in fashion, accessories, shoes, cosmetics, jewelry, perfume and so much more.
APR: 25.99%
Card Benefits: This card can be used in store, online, and over the phone. Earn up to 4 rewards points for every dollar you spend.
•Exclusive sales and events.
•Earn up to 4 rewards points for every dollar you spend.
•Save up to 15%, maximum discount of $100, off your total purchases the first day the account is activated. No Exclusions.
Offer is not valid for purchases made on promotional credit plan.
•Boscov’s Credit Card can be used in store, online, and over the phone.
Dillard’s Credit Card
Dillard’s Department Store offers a variety of merchandise for your home and women’s and mens fashion and much more.
APR: 0% for 12 – 24 months, 22.99% – 24.99% (Variable)
Deferred Interest Details: Home furnishings and furniture purchases of $200 or more and 24 month financing on furniture purchases of $2,500 or more.
Card Benefits: Earn 2 reward points for every $1 in net purchases cwhen using your card at Dillards.
Dillard’s Rewards American Express and Dillard’s Rewards
Earn 2 rewards points for every $1 in net purchases at Dillard’s (in store, online, catalog or phone) with your Dillard’s Card1
Dillard’s American Express® Card members have additional earning potential:
•Earn 2 rewards points at qualifying U.S. gas stations and U.S. supermarkets3
•Earn 1 rewards point everywhere American Express Cards are welcomed1
Gus Mayer Credit Card
Gus Mayer is an upscale women’s clothing boutique that brings you the finest in designer fashion from around the world.
APR: Varies
Card Benefits: Open a Gus Mayer charge account and get 15% off all your purchases all day. Credit Card available in store only. Gift card can be purchased online.
Open a Gus Mayer charge account today and get 15% off all your purchases all day!*
•Receive $50 in Gus+ (plus) certificates for every 2,000 points earned
•Accumulate points all year long
•Be the first to be notified of special events and sales
JC Penney Credit Card
JC Penneyone is one of the nation’s largest apparel and home furnishing retailers, is dedicated to fitting the diversity of America with unparalleled style, quality and value.
APR:
Card Benefits: Earn 100 points or more in a month and get one $10 JCPenney Reward card. Also enjoy special card holder savings events during the year.
Enjoy a rewards program that’s nothing less than brilliant.
• $1 spent on qualifying purchases = 1 point. Earn 100 points** or more in a month and get one $10 JCPenney Reward— up to ten rewards each month when you use your JCPenney Credit Card
• Special savings events—only for JCPenney Credit Cardmembers
• Bonus points events during the year
• Special promotional financing‡—available for furniture, window treatments, in-home custom decorating, mattresses, fine jewelry or watch purchases when you use your JCPenney Credit Card
Kohl’s Credit Card
Kohl’s stores are stocked with everything you need for yourself and your home – apparel, shoes & accessories for women, children and men, plus home products like small electrics, bedding, luggage and more.
APR:
Card Benefits: A Bonus Discount Just For You
•Save 15% on your first purchase using your new
Kohl’s Charge!
•An additional 15% discount will arrive with your
new card in the mail.
•Your Kohl’s Charge entitles you to at least 12
special discounts of 30%, 20% or 15% every year.
•Some exclusions apply. See Details
Maximize Your Savings
•Combine your Kohl’s Charge discounts
with our incredible sale prices and special
offers, like Kohl’s Cash®.
Lord & Taylor Credit Card
Lord & Taylor has built a reputation for service, for quality, and most of all, for style. By creating a unique mix of the latest trends and the timeless classics, they have become the favorite store of generations of shoppers.
APR:
Card Benefits: Get 15% off – up to $100 – on your first day’s purchases at Lord & Taylor!*
Your Lord & Taylor Credit Card will make your shopping experience even better with exclusive events, special savings and so much more. Apply now!
Macys Credit Card
Macy’s offer an exceptional selection of fashion and affordable luxury.
APR:
Card Benefits: Save more, save longer with Star Rewards Passes.
exclusions & details
Get extra savings in-store by simply using your Macy’s Credit Card.
Return your Macy’s Credit Card purchases without a receipt.
Manage your Macy’s Credit account on your Macy’s app.
Neiman Marcus Credit Card
Neiman Marcus is an American luxury specialty department store owned by the Neiman Marcus Group, headquartered in Dallas, Texas.
APR:
Card Benefits: Receive 5,000 InCircle Bonus Points when you open an account and make a purchase on the same day. Then, earn two InCircle points* for virtually every dollar charged on purchases using your NM or BG credit card. For every 10,000 points earned, we’ll send you a $100 Point Card??? automatically.
Plus, members Circle Two and above receive complimentary 2-day shipping** on orders from any of our websites and catalogs with code INCIRCLE
Nordstrom Credit Card
Nordstrom is one of the worlds leading fashion industries worldwide. Nordstrom offers customers the latest fashion clothing and accessories. Name brand items.
APR:
Card Benefits: Every 2,000 points gets you a $20 Nordstrom Note.
You can use your Notes on anything you want at any Nordstrom, Nordstrom Rack or online at Nordstrom.com.
Get a $20 bonus Note when you spend $100 at Nordstrom with your Nordstrom card the day you apply.
Saks Fifth Avenue
Free Shipping, Every Day on every order. Shop Saks.com for the latest Designer Women’s Apparel, Men’s Apparel, Shoes, Handbags, Beauty and More.
APR: Varies
Card Benefits: Get $25 towards a gift card for every 2500 points.
Plus, earn even more on double and triple points days.
Choice of SaksFirst Store Card
• SaksFirst Mastercard
• SaksFirst World Elite Mastercard
• SaksFirst Platinum Mastercard.
Sears Credit Card
Sears Department Store sell apparel, tools, and appliances, as well as providing home services. Sears is the leading home appliance retailer in North America and is a retail sales leader in tools, lawn and garden, home electronics, and automotive repair and maintenance.
APR:
Card Benefits: As a member applying for a new card, you get these benefits plus more: •Instant online purchase upon approval
•Extra % off or special financing deals
•Easy application, easy checkout
•Earn more Shop Your Way® points
Target Credit Card
Target stores are high-quality, stylishly designed items plus all the essentials for your life, displayed in a clean, organized and welcoming environment.
The one-of-a-kind experience comes from their department store roots and ongoing commitment to great prices and stylish innovations; the one-of-a-kind feeling is why millions of guests visit every year.
APR: 22.90%
Card Benefits:
•Charge your Target and Target.com purchases
•No annual fee. See important rates and fees
•Manage account and make payments online
Von Maur Credit Card
Von Maur Department store is an upscale department store offering top name brands for men, women and children.
APR: 0% – Charge Only
Card Benefits: The Von Maur card makes shopping simple and is always interest free with no monthly or annual fees, plus a flexible payment schedule. We will never charge interest on purchases made with your Von Maur charge card. This no fee, no interest policy applies to all Von Maur card members. You can choose to pay your total balance at the end of each month or spread out your payments over several months, the choice is yours!
View more Department Store Credit Cards at:
Store-CreditCards.com | StoreCreditCards.org